Can’t Decide Which Bank To Invest In UITF Here’s How – Peso Lab

FUND NAME BENCHMARK AB CAPITAL EQUITY FUND AB CAPITAL BALANCED FUND AB CAPITAL SHORT-TERM FUND Peso Investment Trust Fund 5-yr PDST-R2 Equity Investment Trust Fund 90-day yield of the Philippine Stock Exchange Index (PSEi) Peso Money Market Fund 30 day Tbills ATRAM Peso Money Market Fund 30-day Philippine Special Savings Rate ATRAM Total Return Peso Bond Fund BPI Government Bond Index ATRAM Philippine Equity Smart Index Fund Philippine Stock Exchange index ATRAM Global Dividend Feeder Fund MSCI AC World Net Index ATRAM Asia Equity Opportunity Feeder Fund MSCI AC Asia Pacific ex Japan Net Index ATRAM Global Technology Feeder Fund MSCI AC World Information Technology Index ATRAM Global Financials Feeder Fund MSCI ACWI Financials Index ATRAM Global Multi-Asset Income Feeder Fund (PHP Unit Class) 25% MSCI World Net – USD Hedged, 15% MSCI Emerging Markets Net, 40% Bloomberg Barclays US Corporate High Yield 2% Issuer Capped Bond Total and 20% J.P. Morgan Emerging Markets Bond Index Global Total ATRAM US Multi-Asset Income Feeder Fund (PHP Unit Class) 1/3 S&P 500, 1/3 ICE BofA Meryll Lynch High Yield Master II Index, 1/3 BofA Merrill Lynch All Convertibles All Quantities Index, rebalanced monthly ATRAM Global Bond Income Feeder Fund Bloomberg Barclays Global Credit Hedged USD DIVERSITY PESO BOND FUND 5-year yield based on PHP BVAL DIVERSITY MONEY MARKET FUND Three-month yield based on the PHP BVAL at the start of the quarter DIVERSITY DIVIDEND FOCUSED FUND 90% of the Philippine Stock Exchange Index (PSEi) and 10% of the one month yield based on the PHP BVAL BDO INSTITUTIONAL CASH RESERVE FUND Bloomberg Ave. 30-day Special Savings Rate BDO MERIT FUND MEDIUM TERM PORTFOLIO iBoxx ALBI Philippines 1-5 (Domestic) Index BDO GS FUND iBoxx ALBI Philippines 1-5 (Domestic) Index BDO MERIT FUND INTERMEDIATE TERM PORTFOLIO iBoxx ALBI Philippines 1-3 (Domestic) Index BDO PESO BOND FUND iBoxx ALBI Philippines 1-5 (Domestic) Index BDO PESO MONEY MARKET FUND Bloomberg Ave. 30-day Special Savings Rate BDO INSTITUTIONAL EQUITY FUND PSEi BDO EQUITY FUND PSEi BDO PESO BALANCED FUND 50% PSEi and 50% iBoxx ALBI Philippines 1-5 (Domestic) Index BDO SUSTAINABLE DIVIDEND FUND PSEi BDO FOCUSED EQUITY FUND PSEi BDO EQUITY INDEX FUND PSEi BDO ESG EQUITY FUND PSEi BDO PERA EQUITY INDEX FUND PSEi BDO PERA SHORT TERM FUND  91-day Treasury Bills BDO PERA BOND INDEX FUND Markit iBoxx ALBI Philippines 1-5 (Domestic) Index BDO SHORT TERM FUND 91 Day T-Bill Rate BPI Short Term Fund 91-day Treasury Bill net of tax BPI Premium Bond Fund BPI Philippine Government Bond 1-3 Year Index BPI Money Market Fund 91-day Treasury Bill, net of tax ABF Philippines Bond Index Fund iBoxx Philippines Index BPI Balanced Fund 50% Philippine Stock Exchange Index (PSEi) and 50% return of the 91-day Treasury Bill, net of tax. BPI Equity Value Fund Philippine Stock Exchange index (PSEi) Odyssey Peso Medium Term Bond Fund BPI Philippine Government Bond 1-5 Year Index Odyssey Peso Bond Fund BPI Philippine Government Bond Index Odyssey Diversified Capital Fund 70% BPI Philippine Government Bond Index and 30% Philippine Stock Exchange Index Odyssey Diversified Balanced Fund 50% BPI Philippine Government Bond Index and 50% Philippine Stock Exchange Index Odyssey Philippine Equity Fund Philippine Stock Exchange Index (PSEi) Odyssey High Conviction Equity Fund Philippine Stock Exchange Index (PSEi) Odyssey Tax-Exempt Peso Fixed Income Fund BPI Philippine Government Bond Index BPI Philippine Equity Index Fund Philippine Stock Exchange index (PSEi) BPI Philippine High Dividend Equity Fund Philippine Stock Exchange index (PSEi) BPI Fixed Income Portfolio Fund-of-Funds BPI Philippine Government Bond Index BPI Philippine Infrastructure Equity Index Fund BPI Philippine Infrastructure Equity Index BPI Philippine Consumer Equity Index Fund BPI Philippine Consumer Equity Index BPI Catholic Values Global Equity Feeder Fund CBIS World Equity Fund BPI Bayanihan Balanced Fund 90% BPI Philippine 1-3 Year Index and 10% Philippine Stock Exchange Index net of tax BPI Invest US Equity Index Feeder Fund Class P (PHP Class) S&P500 Index CHINA BANK FIXED INCOME FUND (formerly CBC GS FUND) Bloomberg Philippine Sovereign Bond Index 5+ Year (BPHIL5). CHINA BANK MONEY MARKET FUND Bloomberg Phil Sovereign Bond Index Money Market (BPHILMM) CHINA BANK BALANCED FUND Phil Stock Exchange Index (PSEI) 50% + Bloomberg Phil Sovereign Bond Index 1 to 5 Year (BPHIL15) 50% CHINA BANK EQUITY FUND 95% Philippine Stock Exchange Index (PSEi) + 5% Bloomberg Phil Sovereign Bond Index Money Market (BPHILMM)       CHINA BANK CASH FUND (formerly CBC INSTITUTIONAL MMF) Bloomberg Phil Sovereign Bond Index Money Market (BPHILMM) CHINA BANK SHORT-TERM FUND Bloomberg Phil Sovereign Bond Index Money Market (BPHILMM) CHINA BANK INTERMEDIATE FIXED-INCOME FUND Bloomberg Phil Sovereign Bond Index 1 to 3 Year (BPHIL13) CHINA BANK HIGH DIVIDEND EQUITY FUND 95% Philippine Stock Exchange Index (PSEi) + 5% Bloomberg Phil Sovereign Bond Index Money Market (BPHILMM) CTBC Money Market Fund CTBC Bank – ATRAM Philippine Balanced Feeder Fund 50% Bloomberg Philippine Sovereign Bond Index + 50% Philippine Stock Exchange Index CTBC Bank – Sun Life Philippine Stock Index Feeder Fund Philippine Stock Exchange Index UNLAD KAWANI MONEY MARKET FUND Philippine 30-Day Average Special Savings Account Rate CLASS I – UNLAD PANIMULA MM FUND Philippine 30-Day Average Special Savings Account Rate CLASS II – UNLAD PANIMULA MM FUND Philippine 30-Day Average Special Savings Account Rate CLASS III – UNLAD PANIMULA MM FUND Philippine 30-Day Average Special Savings Account Rate EastWest Peso Long Term Bond Fund Bloomberg Philippine Sovereign Bond Index AI, Adjusted. EastWest Peso Intermediate Term Bond Fund Bloomberg Philippine Sovereign Bond Index 1-3 Year, Adjusted. EastWest Peso Money Market Fund 100% Philippine 30-Day Special Savings Rate (net of witholding tax) EastWest PhilEquity Feeder Fund Philippine Stock Exchange Index EastWest PhilEquity Institutional Feeder Fund Philippine Stock Exchange Index EastWest PSEI Tracker Fund Philippine Stock Exchange Index East West Peso Short Term Fund Bloomberg Philippine Sovereign Bond Index Money Market, Adjusted. LANDBANK Bond Fund Percentage change in the Bloomberg Government Bond Index AI*  (All in) or, in its absence, any relevant and industry-accepted benchmark *Priced using PDEx’s (Philippine Dealing Exchange Corporation) PDSS-R2 LANDBANK Growth Fund Simple average of the percentage change in the following indices: a. Bloomberg Government Bond Index AI (All in) priced using PDEx’s (Philippine Dealing Exchange Corporation); and Closing Philippine Stock Exchange Index (PSEi) LANDBANK Money Market Fund Percentage change in the Bloomberg Philippine Sovereign Bond Index Money Market*  or, in its absence, any relevant and industry-accepted benchmark; *Priced using PDEx’s (Philippine Dealing Exchange Corporation) PDSS-R2 LANDBANK Money Market Plus Fund Percentage change in the Bloomberg Philippine Sovereign Bond Index Money Market*  or, in its absence, any relevant and industry-accepted benchmark, *Priced using PDEx’s (Philippine Dealing Exchange Corporation) PDSS-R2 LANDBANK Equity Index Fund Percentage change of the closing PSEi, or in its absence, any available relevant or similar benchmark Manulife Stable Income Fund (Class A) Markit iBoxx ALBI Philippines 1-3 Index Manulife Stable Income Fund (Class I) Markit iBoxx ALBI Philippines 1-3 Index Manulife Income Builder Fund (Class A) 90% Markit iBoxx ALBI Philippines 1-5 Index + 10% Markit iBoxx ALBI Philippines Liquid Index Manulife Income Builder Fund (Class I) 90% Markit iBoxx ALBI Philippines 1-5 Index + 10% Markit iBoxx ALBI Philippines Liquid Index Manulife Equity Wealth Fund (Class A) Philippine Stock Exchange Index (PSEi) Manulife Equity Wealth Fund (Class I) Philippine Stock Exchange Index Manulife Asia Best Select Equity Fund (PHP Unhedged Class A) MSCI Asia ex Japan Index Manulife Asia Pacific REIT Fund of Funds (PHP Unhedged Class A) Manulife Investment Asia REIT ex-Japan Index Manulife Asia Dynamic Bond Feeder Fund (PHP Unhedged Class A) 50% JP Morgan Emerging LocalMarkets Index Plus (Asia) + 50% JP Morgan Asia Credit Index (USD) Manulife Dragon Growth Equity Feeder Fund (PHP Unhedged Class A) MSCI Zhong Hua Index Manulife Global Preferred Income Feeder Fund (PHP Unhedged Class A) 50% BoFA Merrill Lynch Fixed Rate Preferred Securities Index + 50% BoFA Merrill Lynch US Capital Securities Index Manulife American Growth Equity Feeder Fund (Php Unhedged Class A) S&P 500 Index Manulife Asia Pacific REIT Fund of Funds (PHP Unhedged Class I) Manulife Investment Asia REIT ex-Japan Index Manulife Global Preferred Income Feeder Fund (PHP Unhedged Class I)  50% BoFA Merrill Lynch Fixed Rate Preferred Securities Index + 50% BoFA Merrill Lynch US Capital Securities Index Maybank Tiger Peso Money Market Feeder Fund Maybank Tiger Peso Bond Feeder Fund Metro Money Market Fund Bloomberg Phil 30-day Special Savings Rate General Average (net of taxes) Metro Max-3 Bond Fund 80% Bloomberg Phil Sovereign Bond Index 1-3 year (BPHIL13), Adjusted and 20% Bloomberg Phil 30-day Special Savings Rate General Average (net of taxes) Metro Max-5 Bond Fund 80% Bloomberg Phil Sovereign Bond Index 1-5 year (BPHIL15), Adjusted and 20% Bloomberg Phil 30-day Special Savings Rate General Average (net of taxes) Metro Balanced Fund 60% Philippine Stock Exchange Index (PSEi) and 40% Bloomberg Philippine Sovereign Bond Index 1-5 year (BPHIL15), Adjusted Metro Equity Fund Philippine Stock Exchange index (PSEi) Metro Aspire Bond Feeder Fund 80% Bloomberg Phil Sovereign Bond Index 1-5 year (BPHIL15), Adjusted and 20% Bloomberg Phil 30-day Special Savings Rate General Average (net of taxes) Metro High Dividend Yield Fund Philippine Stock Exchange Index (PSEi) Metro Philippine Equity Index Tracker Fund Philippine Stock Exchange Index (PSEi) Metro Aspire Balanced Feeder Fund 60% Philippine Stock Exchange Index (PSEi) and 40% Bloomberg Philippine Sovereign Bond Index 1-5 year (BPHIL15), Adjusted Metro Aspire Equity Feeder Fund Philippine Stock Exchange Index (PSEi) Metro Corporate Bond Fund 80% BPI Phil Corporate Bond Index and 20% Bloomberg Phil 30-day Special Savings Rate General Average (net of taxes) Metro Short Term Fund 75% Bloomberg Philippine 30-day Special Savings Rate General Average (net of taxes) and 25% BPI Philippine Government Money Market Index Metro Unit Paying Fund 40% Philippine Sovereign Bond Index 1-5 years (BPHIL15), Adjusted; 40% BPI Philippine Corporate Bond Index; and 20% Philippine 30-Day Special Savings Rate General Average (net of taxes) PBCOM SIGNATURE TRUST FUND 91-day T-Bills PBCOM VALUE EQUITY FUND PSE PBCOM BEST BALANCED FUND PSE/PDSTF Philippine Business Bank Diamond Fund PDS R-2 PNB PRIME PESO MONEY MARKET FUND Moving Average of the Philippines 30 Day Special Savings Rate General Average, net of taxes PNB BALANCED FUND 50% Philippine Stock Exchange Index (PSEi) and 50% Bloomberg Philippine Sovereign Bond Index Money Market, Adjusted. PNB GLOBAL FILIPINO PESO MONEY MARKET FUND Moving Average of the Philippines 30 Day Special Savings Rate General Average, net of taxes PNB PHIL-INDEX TRACKER FUND 100% Philippine Stock Exchange Index PNB DREAM BUILDER MONEY MARKET FUND Moving average of the Philippines\\\’ 30 Day Special Savings Rate General Average, net of taxes PNB HIGH DIVIDEND FUND 100% Philippine Stock Exchange Index PNB PESO INTERMEDIATE TERM BOND FUND Bloomberg Philippine Sovereign Bond Index 1 to 3 Year, Adjusted PNB EQUITY FUND 100% PSEi PNB INSTITUTIONAL MONEY MARKET FUND Moving Average of the Philippines 30-day Special Savings Rate General Average, net of taxes PNB PESO FIXED INCOME FUND 50% Moving Average of the Philippines 30 Day Special Savings Rate General Average, net of taxes and 50% Bloomberg Philippine Sovereign Bond Index Money Market, Adjusted PSBANK MONEY MARKET FUND Philippine 91-day Treasury Bills Rate PRUInvest PHP Liquid Fund 30-day Average PH Peso Savings Rate RIZAL PESO MONEY MARKET Philippines 30-day Special Savings Rate General Average, net of tax. RIZAL PESO BOND FUND BPI Philippine Government Bond Index RIZAL EQUITY FUND Composite: PSEi (100%) RIZAL BALANCED FUND Composite: PSEi (60%) + BPI Philippine Government Bond Index (40%) RCBC PESO SHORT TERM FUND 91-day Treasury Bill Auction Rates RIZAL PESO CASH MANAGEMENT FUND Philippines 30-Day Special Savings Rate, net of 20% final withholding tax RCBC R25 BLUE-CHIP EQUITY FUND PSEi (100%) RCBC R25 DIVIDEND EQUITY FUND PSEi (100%) RBank Balanced Fund 50% Phisix index & 50% 91 day TBill rate net of tax RBank Peso Money Market Fund Average 91 day TBill rate, net of tax RBank Tax-Exempt Retirement Fund PDST R2 + 100 bps p.a. SB PESO BOND FUND 90% HSBC Local Currency Government Bond Total Return Index1 + 10% O/N Special Savings Account Rate (net of withholding tax) SB PESO MONEY MARKET FUND 90% HSBC Money Market Total Return Index + 10% O/N Special Savings Account (net of withholding tax) SB PESO ASSET VARIETY FUND 50% Philippine Stock Exchange Index + 40% HSBC Local Currency Government Bond Total Return Index1 + 10% O/N Special Savings Account (net of withholding tax) SB PESO EQUITY FUND 90% Philippine Stock Exchange Index (price only return) + 10% O/N Special Savings Account (net of withholding tax) SB HIGH DIVIDEND PESO EQUITY FUND 90% Philippine Stock Exchange Index (price only return) + 10% O/N Special Savings Account (net of withholding tax) SB PHILIPPINE EQUITY INDEX FUND Philippine Stock Exchange Index Sterling Money Market Fund The Fund aims to achieve a rate of return based on the prevailing PDST-R2 rate plus 0.25% to 1%. Sterling Balanced Fund The Fund aims to achieve a rate of return based on the prevailing PDST-R2 rate plus 0.25% to 1% on the three year tenors and on the moving average of the Philippine Stock Exchange’s PHISIX. Sterling Bank Philequity Feeder Fund PSEi UnionBank Large Capitalization Philippine Equity Portfolio  Philippine Stock Exchange Index (PSEi) UnionBank Peso Balanced Portfolio 50% – Philippine Stock Index (PSEi) and 50% –  Bloomberg Philippine Sovereign Bond Index 1 to 5 Year (BPHIL15) UnionBank Philippine Peso Fixed Income Portfolio Bloomberg Philippine Sovereign Bond Index 1 to 5 year (BPHIL15) UnionBank Tax Exempt Portfolio Bloomberg Philippine Sovereign Bond Index 1 to 5 Year (BPHIL15) UnionBank Long Term Fixed Income Portfolio Bloomberg Philippine Sovereign Bond Index 1 to 5 Year (BPHIL15) UnionBank Intermediate Term Fixed Income Portfolio Bloomberg Philippine Sovereign Bond Index 1 to 3 Year (BPHIL13) UnionBank Infinity Prime Portfolio Bloomberg Philippine Sovereign Bond Index 1 to 3 Year (BPHIL13) UnionBank Peso Short Term Fixed Income Portfolio Bloomberg Philippine Sovereign Bond Index Money Market (BPHILMM) UnionBank Dividend Play Equity Portfolio Philippine Stock Exchange Index (PSEi) UnionBank Philippine Equity Index Portfolio Philippine Stock Exchange Index (PSEi) UnionBank High Net Worth Medium-Term Peso Fixed Income Portfolio Bloomberg Philippine Sovereign Bond Index 1 to 5 Year (BPHIL15) UnionBank High Net Worth Intermediate-Term Peso Fixed Income Portfolio Bloomberg Philippine Sovereign Bond Index 1 to 3 Year (BPHIL13) PHP UnionBank Capital Accumulation Global Fund of Funds Portfolio 1-month Bloomberg Valuation (BVAL) UCPB Peso Bond Fund (Formerly United Conservative Fund) Bloomberg Philippine Local Sovereign Index UCPB Cash Management Fund (Formerly United Cash Management Fund) 30 days special savings rate UCPB Equity Fund (Formerly United Equity Fund) Phil. Stock Exchange Index UCPB Balanced Fund (Formerly United Balanced Fund) Blended Benchmark 50% Phil. Stock Exchange Index & 50% Bloomberg Philippine Local Sovereign Index UCPB High Dividend Fund Phil Stock Exchange UCPB Philippine Index Equity Fund Philippine Stock Exchange Index